The governed
autonomous
enterprise.
By 2026, the competitive line isn't between teams that use AI and teams that don't. It's between enterprises that can prove what their agents did and enterprises that can't. Kaiva is the control plane for the ones who have to prove it.
orchestratorMCP · A2A · 5 AGENTS ACTIVE
The microservices moment for AI has arrived.
Monolithic LLMs handled demos. They don't handle payroll, claims, or compliance. The 2026 enterprise runs distributed teams of specialised agents — analysts, executors, attestors — talking through open protocols. It's not an incremental update. It's a re-architecture of operations, and the window to adopt cleanly is narrowing.
One chat, one model, proprietary connectors, and a lot of hope.
A workforce of specialists, open protocols, bounded autonomy, paper trail by default.
Five layers. One ledger.
We don't sell agents. We sell the control plane that makes a workforce of agents operable — portable across models, observable across clouds, and legible to a regulator who's read none of the code.
Impact ledger
Append-only · two-person signed · the system of record.
Bounded autonomy
Autonomy budgets, circuit breakers, attestation, HITL.
Supervisor networks
A primary orchestrator directing specialist agents.
MCP · A2A
Open-standard tool discovery and agent-to-agent messaging.
Model & tool plane
Model-agnostic inference. Isolated tool sandboxes.
Control is the accelerator, not the brake.
Autonomy budgets
Every rule runs under a spend cap — in dollars, actions, or both — that a board member can set, audit, and revoke. When the cap exhausts, the rule circuit-breaks to HITL automatically. Blast radius is a dial, not a gamble.
Two-person attestation
Revenue-material actions require two signatures before posting to the ledger. Author + finance lead on bookings. Operator + compliance on reversals. Default on. Configurable — downward only, never up.
Reversibility windows
Every action carries a redo path. Inside the window, a single signed reversal unwinds the act, posts a credit note, and keeps both the original and reversal visible forever. Confidence comes from undo, not accuracy.
Policy-as-code
Every agent is governed by a signed, versioned policy file in your repo. PR-reviewable. Diff-able. Any change that widens blast radius requires two approvals from listed attestors. Regulators see the diff, not a slide deck.
EU AI Act · by construction
Kaiva is built around the EU AI Act (Reg. 2024/1689). Risk management, logging, and human oversight patterns are built into the platform, so your technical file and conformity work sits on a compliant substrate — not a hand-rolled one.
Data residency · zero-trust
Customer data never leaves your chosen region. Model calls can be pinned to in-region inference. Every tool call is capability-scoped, short-lived, and logged. Shared-secret architecture, everywhere.
What this looks like in production.
Four patterns designed for banking, insurance, healthcare, and logistics. Each runs under a policy file, a budget, and the ledger — the same shape, every time. Metrics shown are design targets informed by the workflows these patterns model.
Dunning · cash recovery
A supervisor agent reads the AR ledger hourly, ranks overdue invoices by risk-weighted recovery, and dispatches level 1→3 nudges through email, SMS, and human-review dialer. Recovery is attributed only when cash lands in the 7-day window. Unmatched actions are visible, not hidden — they're the unit of continuous improvement.
KYC · onboarding
An agent pod ingests applicant KYB docs, cross-references beneficial ownership and sanctions registers, runs PEP screens, and drafts a risk memo. Cleared cases auto-approve; edge cases land in the signer inbox with the exact precedent that flipped a similar file last quarter. Outcome: cleared applicant.
Claims · lifecycle NPV
Claims ingestion, triage, FNOL parsing, and subrogation discovery handled by a specialist agent pod. The outcome isn't "claim closed" — it's lifecycle NPV, computed as recovery − payout − cost-to-serve over a 30-day exponential window. Actuaries get an explainable attribution per closed claim.
Reconciliation · tri-party
A reconciliation agent matches payer · provider · clearing-house records nightly, flags the 3-way breaks, drafts the adjustment journal entries, and posts them to the GL with a two-person signature. The CFO sees a daily close signed before 08:00 instead of a Wednesday spreadsheet.
From assessment to industrial scale.
Stop stalling in pilot purgatory. Our methodology is designed to prove ROI on a named workflow in four weeks, and to convert the pilot into a reusable pattern the next quarter.
Impact mapping & readiness audit
We don't hunt for automation — we hunt for high-ROI friction. A real engineer works alongside your ops team. We assess data maturity, governance posture, and operational bottlenecks, and we scope the single workflow where pilot ROI is defensible to the CFO.
Rapid validation pilot
A governed agent pod ships into a live environment, initially in suggestion mode to establish trust. We measure against predefined KPIs — your system of record, not ours — and only then do we grant execution privileges. Autonomy is granted once the KPIs hold.
Industrialised horizontal scale
The validated pilot becomes a reusable pattern. We expand across adjacent workflows and departments, add supervisor networks, and unify the data layer. The ledger moves from a pilot artifact to your second system of record for agentic work.
Let's design your agentic enterprise.
Book a 45-minute working session with a real engineer. We'll map one candidate workflow, draw the ledger shape, and tell you — on the call — whether Kaiva fits.